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Our experts have published extensively in peer-reviewed journals. Pre-publication versions of these papers plus other working papers are available below.

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An Economic Analysis of Equity-Indexed Annuities

By: Craig McCann

At the request of the North American Securities Administrators Association, Dr. McCann authored a White Paper on equity-indexed annuities in support of the SEC's proposal to provide federal investor protections to purchasers of equity-indexed annuities.

Dr. McCann concluded that:
- Existing equity-indexed annuities are too complex for investors to understand.
- This complexity is designed to allow the true costs to be hidden
- The high hidden costs in equity-indexed annuities...

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