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Morgan Stanley Issued $10,531,210 Contingent Income Auto-Callable Securities
April, 2025

$10,531,210 Contingent Income Auto-Callable Securities Based on the Performance of the Common Stock of The Boeing Company due October 14, 2022, priced on October 11, 2019, were issued by Morgan Stanley Finance LLC. The pricing supplement for this note (CUSIP: 61770C434) can be found here.

The notes had a $10 face value and paid a quarterly coupon of $0.2375, so long as the notes had not been called and and Boeing all closed above 65% of their October 11, 2019 closing prices on a determination date. If and Boeing closed below 65% of their October 11, 2019 closing prices on a determination date, the notes did not pay a coupon.

If not previously called, at maturity, the notes returned $10 in principal if and Boeing all closed on the final determination date on October 11, 2022 and above 65% of their October 11, 2019 closing prices. If on October 11, 2022 and Boeing closed below 65% of their October 11, 2019 closing prices, the notes paid reduced principal euqal to $10 multiplied by the lowest ratio of and Boeing October 11, 2022 closing prices to their October 11, 2019 closing prices.

The notes have matured. They paid four coupons totaling $0.4750 and $3.51 repayment per $10 note. Investors thus suffered capital losses of $6.49 and net losses of $6.02. In the aggregate, investors in this note suffered $6,835,511 in capital losses and $6,335,279 in net losses. See Table 1 and Figure 1.

Table 1



Figure 1




SLCG estimated these losses based on publicly available information. The issuer ultimately determines the amounts paid which may differ from our estimates. Our reference to capital loss and net loss does not imply SLCG's view of how these losses are treated for tax purposes.


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SLCG Economic Consulting, LLC

Established in 2000, SLCG Economic Consulting ("SLCG") specializes in providing finance, economics, and investment management consulting, as well as expert witness services to law firms, banks, brokerage firms, and individuals involved in complex litigation. Our team comprises predominantly PhD and MA-level professionals with diverse backgrounds in academia, industry, and government, many of whom have testified in state and federal courts as well as various arbitration forums.

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