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GS Finance Issued $11,861,230 Contingent Income Auto-Callable Securities
April, 2025

$11,861,230 Contingent Income Auto-Callable Securities Based on the Performance of the Class A Subordinate Voting Shares of Shopify Inc. due June 21, 2024, priced on June 18, 2021, were issued by GS Finance Corp. The pricing supplement for this note (CUSIP: 36260Y567) can be found here.

The notes had a $10 face value and paid a quarterly coupon of $0.28125, so long as the notes had not been called and and Shopify all closed above 65% of their June 18, 2021 closing prices on a determination date. If and Shopify closed below 65% of their June 18, 2021 closing prices on a determination date, the notes did not pay a coupon.

If not previously called, at maturity, the notes returned $10 in principal if and Shopify all closed on the final determination date on June 18, 2024 and above 65% of their June 18, 2021 closing prices. If on June 18, 2024 and Shopify closed below 65% of their June 18, 2021 closing prices, the notes paid reduced principal euqal to $10 multiplied by the lowest ratio of and Shopify June 18, 2024 closing prices to their June 18, 2021 closing prices.

The notes have matured. They paid five coupons totaling $0.56250 and $4.38 repayment per $10 note. Investors thus suffered capital losses of $5.62 and net losses of $5.06. In the aggregate, investors in this note suffered $6,665,923 in capital losses and $5,998,729 in net losses. See Table 1 and Figure 1.

Table 1



Figure 1




SLCG estimated these losses based on publicly available information. The issuer ultimately determines the amounts paid which may differ from our estimates. Our reference to capital loss and net loss does not imply SLCG's view of how these losses are treated for tax purposes.


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For nearly 25 years, SLCG Economic Consulting, LLC ("SLCG") has provided consulting services to individuals, corporations and state and federal agencies mostly related to finance and economics. SLCG professionals include professionals with substantial academic and government experiences who conduct ongoing publishable research.

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