SLCG Economic Consulting's Logo

BofA Issued $19,338,000 Contingent Income Auto-Callable Yield Notes
April, 2025

$19,338,000 Contingent Income Auto-Callable Yield Notes Linked to the Common Stock of Dynatrace, Inc due October 31, 2023, priced on October 28, 2021, were issued by BofA Finance LLC. The pricing supplement for this note (CUSIP: 09709UTZ1) can be found here.

The notes had a $1,000 face value and paid a quarterly coupon of $37.50, so long as the notes had not been called and and Dynatrace all closed above 70% of their October 28, 2021 closing prices on a determination date. If and Dynatrace closed below 70% of their October 28, 2021 closing prices on a determination date, the notes did not pay a coupon.

If not previously called, at maturity, the notes returned $1,000 in principal if and Dynatrace all closed on the final determination date on October 26, 2023 and above 70% of their October 28, 2021 closing prices. If on October 26, 2023 and Dynatrace closed below 70% of their October 28, 2021 closing prices, the notes paid reduced principal euqal to $1,000 multiplied by the lowest ratio of and Dynatrace October 26, 2023 closing prices to their October 28, 2021 closing prices.

The notes have matured. They paid one coupon totaling $37.50 and $594.98 repayment per $1,000 note. Investors thus suffered capital losses of $405.02 and net losses of $367.52. In the aggregate, investors in this note suffered $7,832,255 in capital losses and $7,107,080 in net losses. See Table 1 and Figure 1.

Table 1



Figure 1




SLCG estimated these losses based on publicly available information. The issuer ultimately determines the amounts paid which may differ from our estimates. Our reference to capital loss and net loss does not imply SLCG's view of how these losses are treated for tax purposes.


If you have questions about this post, please contact SLCG for an initial consultation or email us at info@SLCG.com.

SLCG Economic Consulting, LLC

Established in 2000, SLCG Economic Consulting ("SLCG") specializes in providing finance, economics, and investment management consulting, as well as expert witness services to law firms, banks, brokerage firms, and individuals involved in complex litigation. Our team comprises predominantly PhD and MA-level professionals with diverse backgrounds in academia, industry, and government, many of whom have testified in state and federal courts as well as various arbitration forums.

SLCG is a wholly owned subsidiary of McCann Yan Holdings, Inc., a Virginia incorporated company based in Northern Virginia.